The Science of Paying Off Debt Efficiently

I'm not a finance guy. I mean, I work for a mortgage company, but my degrees are in Computer Science, AI and leadership. BUT I have been through a bunch of debt. So, I made this to help myself, and others in a similar situation - because strategizing your specific scenario should be easy.

Whether you have $4,000 or $400,000 in debt, it is heavy. Taking on more debt can feel like a solution to today's problem, even if it hurts you tomorrow.

There are two main debt payoff methods: snowball and avalanche. The question is which one works for you, and that is not a math problem, it's one of psychology.

https://www.kenreid.co.uk/blog/snowball-vs-avalanche.html